Is PayPal secure?

Yes. PayPal uses SSL technology to keep your information safe. In addition, when you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number. This way, you don't have to worry about paying people you don't know.

How do I know PayPal Virtual Debit Card transactions are safe and secure?

Before you can use PayPal Virtual Debit Card, you are asked to log in to a secure PayPal session, and you will be protected with top-of-the-line encryption methods.

When you install PayPal Virtual Debit Card, you will choose a Security Image. This Security Image appears on the log in box to the left of the email address and password fields. You should see it every time you are asked to log in to a secure PayPal session to use PayPal Virtual Debit Card. If you don't see your image or don't recognize the image you see, do not log in.

Are Personal accounts really free?

Yes. There are no fees for consumers to send money funded with their PayPal balance or debit and credit card. Some members will be charged an Expanded Use Fee before they may use their accounts to send money above certain limits.

What information is required to open a personal PayPal account?

To open a personal PayPal account, you must provide your name, address, phone number, and email address. In order to make payments using PayPal, you must provide a credit card, or debit card, or bank account information.

We also ask that you choose two different security questions to answer (such as your city of birth or your pet's name). This information is necessary for us to process transactions, issue a new password if you forget or lose your password, protect you against credit card fraud and checking account fraud, and to contact you should the need arise in administering your account.

What personal information does PayPal collect?

When you open a PayPal account, we collect the following information from you:

• Contact information - Your name, address, phone, email, Skype ID, and other similar information.
• Financial information - The bank account numbers and credit card numbers that you link to your PayPal account.

Before permitting you to use our service, we may require you to provide additional information, such as your date of birth, to Verify your identity or to address or manage risk. We may also obtain information about you from third parties such as credit bureaus and identity-verification services.

As you use our service, we collect information about your account transactions and we may collect information about your computer or other access device for fraud prevention purposes.

For more information about the personal information we collect and our other privacy practices, see the PayPal Privacy Policy.

In which countries does PayPal exist?

Currently PayPal offers localized websites for the following countries:

Australia - https://www.paypal.com/au
Austria - https://www.paypal.com/at
Belgium - https://www.paypal.com/be
China - https://www.paypal.com/cn
Germany - https://www.paypal.com/de
France - https://www.paypal.com/fr
Ireland - https://www.paypal.com/ie
Italy - https://www.paypal.com/it
Netherlands - https://www.paypal.com/nl
Poland - https://www.paypal.com/pl
Spain - https://www.paypal.com/es
Switzerland - https://www.paypal.com/ch
United Kingdom - https://www.paypal.com/uk

Users from other supported countries can sign up for a PayPal account at https://www.paypal.com.

All other countries - https://www.paypal.com

How long do I have to accept or deny a credit or debit card payment?

Credit or debit card payments are in accept or deny status for 30 days.

A credit or debit card payment for an eBay item is held as Unclaimed until you upgrade to a Business or Premier account to accept the payment. There is no option to deny it.

Note: If you offer PayPal as a payment option on eBay, you must accept all forms of PayPal payments, including credit cards. If you have a Personal account, you must be willing to upgrade to a Premier or Business account if you receive a credit card payment for your eBay item. If you do not upgrade your account to accept the credit card payment, your buyer can report you for a Seller Non-Performance violation. Sellers cannot communicate to buyers that they will only accept specific forms of PayPal payment.

For further information on accepting credit or debit card payments on Personal accounts, please go to the User Agreement.